financeI replace our Google Sheet regularly for adjustments in bank account balances, shareholdings,┬ádividend & interest┬árevenue received etc. Finish users of finance – households, non-financial companies, governments – do have a requirement for liquidity, which is why they hold deposits and search overdraft or credit card amenities and, as described above, why it is essential that the banking system is constantly in a position to meet their wants.

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